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Passaic County NJ Sheriff Sale

When real estate is foreclosed in Passaic County it is the Passaic County Sheriff's responsibility to coordinate the sale of the property to try and recover the judgement awarded to the plaintiff in the foreclosure proceedings.

The Sheriff Sale is conducted in an open, public auction. While many of the procedures for Sheriff Sales are similar across New Jersey there are some differences you should be aware of.

Below you will find a list of frequently asked questions about the auction and Conditions of Sale.*

When is the Passaic County Sheriff Sale Auction?

The Passaic County foreclosure auctions are held Every Thursday at 2:00 pm.

Where is the Passaic County Sheriff Sale held?

Office of the Hudson County Sheriff, 595 Newark Avenue, Jersey City, NJ

What is the minimum bid at the foreclosure auction?

Bidding starts at $100 which is made by the attorney for the foreclosing party (usually the bank that created the mortgage). At the start of the auction the attorney will announce their upset price which is the amount they will counter bid up to.

What is the bid increment at the foreclosure auction?

The minimum bid increment is $100.

When do I have to pay if I win the auction?

Immediately after the sale closes a 20% deposit is required.

When is the remaining balance due?

The remainder of the balance is due within 30 days after the sale. Lawful interest calculated on the unpaid balance from the 11th day after sale.

How can I pay my winning bid?

Certified or cashier's check only.

What is the redemption period is Passaic County NJ?

The redemption period ends 10 days after the end of the auction.

Will I own the home if I am the winning bidder?

The legal owner of the property remains the defendant in the foreclosure (the original owner) until the Sheriff's deed is issued. The Sheriff's Deed is issued when full payment of the winning bid is made. You will need to file the Sheriff's Deed with the County Clerk when received.

NJ allows the defendant in the foreclosure a right of redemption. They have up to 10 days after the auction to pay off the foreclosure judgement and any other taxes, fees, or liens that apply and be able to retain ownership in the property. If this occurs the winning bidder at auction is refunded their deposit.

The property may also still have some liens attached to it that need to be resolved. You should perform a title search to see if there are any outstanding liens and if they will still be valid after the foreclosure auction.

What cities/towns are in Passaic County?

Passaic County consists of the following municipalities: Bloomingdale, Clifton, Haledon, Hawthorne, Little Falls, North Haledon, Passaic, Paterson, Pompton Lakes, Prospect Park, Ringwood, Totowa, Wanaque, Wayne, West Milford, West Paterson.

What is the website for the Passaic County Sheriff?

* Conditions of Sale are subject to change. They are read at the beginning of the auction but you may also contact the County Sheriff for any updates.